Personal loans
Unsecured borrowing for planned expenses, compared on rate, tenure, processing fee and prepayment terms.
Loan comparison
Compare loan options before you borrow
Loan offers rarely differ by rate alone. MyPolicy AI lines up options from multiple lenders so you can see tenure, fees and total repayment together — and borrow on terms you actually understand.
Loan categories
Borrowing options you can compare
Pick the category that fits your need. Each one is compared on the terms that matter for that kind of borrowing.
Home loans
Fixed and floating structures compared on total interest paid, not just the advertised starting rate.
Loan against property
Secured options where your property supports a larger amount or a longer tenure.
Business loans
Working capital and expansion funding options, compared on eligibility and documentation load.
Education loans
Study funding options compared on moratorium period, collateral needs and repayment terms.
Balance transfer
See whether moving an existing loan to a lower rate actually saves money after fees.
Comparison parameters
The four numbers that decide affordability
A loan is only as good as its total cost. We keep these visible from the first screen.
- Interest rate — and whether it is fixed or floating
- Tenure — how the EMI and total interest move with it
- Fees — processing, documentation, prepayment and foreclosure
- Eligibility — income, credit profile and documentation needed
Illustrative comparison layout
Personal loan · ₹5,00,000 · 4 years
Lender A
Processing fee ₹5,000 · Prepayment after 6 EMIs
11.5%
Lender BLowest rate
Processing fee ₹8,500 · No prepayment charge
10.9%
Lender C
Processing fee ₹2,500 · Faster disbursal
12.4%
Example only. Actual rates, fees and approval depend on the lender's assessment of your profile.
Borrow responsibly
We compare options. We don't promise approvals.
Eligibility, interest rate and sanction are decided entirely by the lender. What we can do is make sure you understand the terms before you apply.
No unrealistic claims
No guaranteed approvals, instant sanctions or invented rates.
Full cost visibility
Fees and charges shown alongside the interest rate.
Your choice, always
Compare freely; apply only when a lender's terms suit you.
FAQ
Loan comparison questions
See your loan options side by side
Tell us the amount, tenure and purpose. We'll come back with comparable options and the full cost of each.