Same cover.
Smarter premium.
MyPolicy AI brings insurance policies and loan options from multiple providers into one place — so you compare the real numbers instead of chasing quotes across a dozen websites.
Start with what you need to compare
- Multi-provider
- One comparison view
- Zero pressure
- No cold-calling
- Clear terms
- Fine print explained
How it works
With you at every step — search, compare, understand, choose
A comparison platform, not a sales desk. Every step is built to give you clarity before you spend money.
- 1
Search
Tell us what you need to cover or borrow. A few details are enough to start.
- 2
Compare
See options from multiple insurers and lenders side by side — cover, premium, rate, terms.
- 3
Understand
Plain-language breakdowns of inclusions, waiting periods, charges and fine print.
- 4
Choose
Pick with confidence, or ask a licensed advisor before you commit.
What we compare
Every product, broken down by type
Pick a category to see the plan types we cover and the details we put next to the price.
Health insurance
Individual, family floater and senior-citizen plans, plus top-ups. The premium is only half the story — waiting periods and sub-limits decide your claim.
- Individual
- Family floater
- Senior citizen
- Top-up & super top-up
- Critical illness
What we compare on
- Sum insured & premium
- Waiting periods
- Room-rent and sub-limits
- Cashless hospital network
Insurance
Explore insurance products. Compare real premiums.
We cover what matters most to you — health, motor and life plans from multiple insurers, compared on cover, waiting periods and exclusions, not price alone.
The comparison view
The same cover can cost very different premiums
Two plans with identical sum insured rarely cost the same, and the difference is usually hidden in waiting periods, sub-limits and add-ons. We put those differences next to the price.
- Compare on cover, premium and exclusions together — not price alone
- Filters for waiting periods, room rent limits, claim settlement and add-ons
- Loan comparisons show interest rate, tenure and processing fees side by side
Health cover ₹10 L · 32 yrs · family
3 plansPlan A
₹10 L cover · 2 yr waiting
₹9,480/yr
Plan BBest value
₹10 L cover · 1 yr waiting
₹8,150/yr
Plan C
₹10 L cover · 3 yr waiting
₹11,200/yr
Illustrative example of the comparison layout. Actual plans, premiums and terms depend on the insurer and your profile.
Loans
Borrow after comparing, not before
Loan options from multiple lenders in one view — weigh the interest rate against tenure, processing fees and what you actually repay.
Built on technology
Intelligent comparison, human when it matters
Our platform reads product structures the way an experienced advisor would — then explains them in language you can act on. When a decision needs a conversation, a licensed advisor is one click away.
Your data stays private
No selling your details onward
Regulated products
Issued by licensed providers
No hidden bias
Ranked on merit, not commission
Our partners
Insurers and lenders you already know
We bring options from leading Indian insurance companies and lending institutions into one comparison view, so you never have to open a dozen tabs again.
Product availability varies by category, city and eligibility. Policies and loans are issued by the respective provider.
Good to know
The terms that quietly decide what you pay
Before you compare, it helps to know what the numbers on a quote actually mean. Plain-language explanations, no sales pitch.
- Waiting period
- The time after buying a health policy before certain conditions or treatments can be claimed. Two plans at the same premium can differ by years here.
- IDV
- Insured Declared Value — the current market value of your car or bike. A lower IDV cuts the premium, and also cuts what you receive on total loss.
- Sub-limits & deductibles
- Caps on room rent or specific treatments, and the part of a claim you pay yourself. These decide how much of your bill the insurer actually settles.
- Rate vs total cost
- On a loan, the interest rate is only part of it. Processing fees, tenure and prepayment charges change what you repay in total.
FAQ
Questions people ask before comparing
Compare once. Decide with clarity.
Start with the product you need today — insurance cover or a loan — and see how the options really differ.